:root {
    --indigo-deep: #1E1B4B;
    --indigo-primary: #4F46E5;
    --indigo-light: #6366F1;
    --indigo-soft: #818CF8;
    --indigo-bg: #EEF2FF;
    --white: #ffffff;
    --dark: #0F0F2E;
    --gray: #6B7280;
    --light-gray: #F5F6FA;
    --neon-glow: rgba(99, 102, 241, 0.4);
    --gradient-1: linear-gradient(135deg, #4F46E5 0%, #6366F1 50%, #818CF8 100%);
    --gradient-2: linear-gradient(135deg, #1E1B4B 0%, #4F46E5 100%);
    --gradient-3: linear-gradient(135deg, #6366F1 0%, #818CF8 100%);
    --gradient-hero: radial-gradient(ellipse at top right, rgba(129, 140, 248, 0.25), transparent 50%), radial-gradient(ellipse at bottom left, rgba(79, 70, 229, 0.2), transparent 50%);
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'Plus Jakarta Sans', sans-serif;
    color: var(--dark);
    background: var(--white);
    overflow-x: hidden;
    line-height: 1.6;
  }

  h1, h2, h3, h4, h5, h6 {
    font-family: 'Outfit', sans-serif;
    font-weight: 700;
    color: var(--indigo-deep);
    line-height: 1.2;
  }

  ::selection { background: var(--indigo-primary); color: #fff; }

  /* Scrollbar */
  ::-webkit-scrollbar { width: 10px; }
  ::-webkit-scrollbar-track { background: var(--indigo-bg); }
  ::-webkit-scrollbar-thumb { background: var(--gradient-1); border-radius: 10px; }

  .container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 24px;
  }

  /* === Preloader === */
  .preloader {
    position: fixed; inset: 0; background: var(--indigo-deep);
    display: flex; align-items: center; justify-content: center; z-index: 9999;
    transition: opacity .6s ease;
  }
  .preloader.hide { opacity: 0; pointer-events: none; }
  .loader-ring {
    width: 70px; height: 70px; border: 4px solid rgba(129, 140, 248, .2);
    border-top-color: var(--indigo-soft); border-radius: 50%;
    animation: spin 1s linear infinite;
  }
  @keyframes spin { to { transform: rotate(360deg); } }

  /* === Buttons === */
  .btn {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 14px 32px; font-weight: 600; font-family: 'Outfit', sans-serif;
    border-radius: 50px; cursor: pointer; transition: all .35s cubic-bezier(.4,0,.2,1);
    text-decoration: none; border: none; font-size: 15px; position: relative; overflow: hidden;
    letter-spacing: .3px;
  }
  .btn-primary {
    background: var(--gradient-1); color: #fff;
    box-shadow: 0 10px 30px -8px var(--neon-glow);
  }
  .btn-primary:hover {
    transform: translateY(-3px); box-shadow: 0 18px 40px -10px var(--neon-glow);
    background: var(--gradient-2);
  }
  .btn-outline {
    background: transparent; color: var(--indigo-primary); border: 2px solid var(--indigo-light);
  }
  .btn-outline:hover { background: var(--indigo-primary); color: #fff; transform: translateY(-3px); }
  .btn-white { background: #fff; color: var(--indigo-deep); box-shadow: 0 10px 30px -10px rgba(0,0,0,.25); }
  .btn-white:hover { transform: translateY(-3px); box-shadow: 0 18px 40px -12px rgba(0,0,0,.3); }

  /* === Navbar === */
  .navbar {
    position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
    padding: 18px 0; transition: all .4s ease;
  }
  .navbar.scrolled {
    background: rgba(255,255,255,.85); backdrop-filter: blur(20px);
    box-shadow: 0 10px 40px -15px rgba(79, 70, 229, .25);
    padding: 12px 0;
  }
  .nav-wrap { display: flex; align-items: center; justify-content: space-between; }
  .logo {
    display: flex; align-items: center; gap: 12px; text-decoration: none;
  }
  .logo-icon {
    width: 46px; height: 46px; border-radius: 14px;
    background: var(--gradient-1); display: flex; align-items: center; justify-content: center;
    color: #fff; font-size: 22px; box-shadow: 0 8px 20px -6px var(--neon-glow);
    position: relative; overflow: hidden;
  }
  .logo-icon::before {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(45deg, transparent 30%, rgba(255,255,255,.4) 50%, transparent 70%);
    animation: shimmer 3s infinite;
  }
  @keyframes shimmer { 0% { transform: translateX(-100%);} 100% { transform: translateX(100%);} }
  .logo-text {
    font-family: 'Outfit', sans-serif; font-weight: 800; font-size: 22px;
    color: var(--indigo-deep); line-height: 1;
  }
  .logo-text span { color: var(--indigo-primary); }
  .logo-sub { font-size: 10px; color: var(--gray); letter-spacing: 2px; text-transform: uppercase; font-weight: 600; }

  .nav-menu { display: flex; align-items: center; gap: 8px; list-style: none; }
  .nav-menu a {
    text-decoration: none; color: var(--indigo-deep); font-weight: 500;
    padding: 8px 16px; border-radius: 30px; transition: all .3s ease; font-size: 15px;
    position: relative;
  }
  .nav-menu a:hover { color: var(--indigo-primary); background: var(--indigo-bg); }

  .nav-cta-group { display: flex; align-items: center; gap: 14px; }
  .nav-phone {
    display: flex; align-items: center; gap: 8px; color: var(--indigo-deep);
    font-weight: 600; text-decoration: none; font-size: 14px;
  }
  .nav-phone i { color: var(--indigo-primary); }

  .hamburger { display: none; background: none; border: none; font-size: 26px; color: var(--indigo-deep); cursor: pointer; }

  /* === Hero === */
  .hero {
    position: relative; min-height: 100vh; padding: 140px 0 80px;
    background: var(--indigo-bg); overflow: hidden;
  }
  .hero::before {
    content: ''; position: absolute; inset: 0;
    background: var(--gradient-hero); pointer-events: none;
  }
  .hero-blob {
    position: absolute; border-radius: 50%; filter: blur(80px); opacity: .5; pointer-events: none;
    animation: floatBlob 12s ease-in-out infinite;
  }
  .blob-1 { width: 500px; height: 500px; background: var(--indigo-soft); top: -100px; right: -100px; }
  .blob-2 { width: 400px; height: 400px; background: var(--indigo-primary); bottom: -100px; left: -50px; animation-delay: -4s; }
  @keyframes floatBlob {
    0%, 100% { transform: translate(0,0) scale(1); }
    50% { transform: translate(30px, -30px) scale(1.1); }
  }

  .hero-grid {
    display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
    position: relative; z-index: 2;
  }
  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px; padding: 8px 18px;
    background: rgba(255,255,255,.7); backdrop-filter: blur(10px);
    border: 1px solid rgba(99,102,241,.3); border-radius: 50px;
    color: var(--indigo-primary); font-weight: 600; font-size: 13px; margin-bottom: 24px;
  }
  .hero-badge i { color: #10B981; animation: pulse 2s infinite; }
  @keyframes pulse { 0%, 100% { opacity: 1;} 50% { opacity: .5;} }

  .hero h1 {
    font-size: clamp(36px, 5vw, 64px); font-weight: 800; line-height: 1.05;
    margin-bottom: 24px; letter-spacing: -1.5px;
  }
  .hero h1 .gradient-text {
    background: var(--gradient-1); -webkit-background-clip: text;
    background-clip: text; -webkit-text-fill-color: transparent;
    position: relative;
  }
  .hero p {
    font-size: 18px; color: var(--gray); margin-bottom: 36px; max-width: 540px;
  }
  .hero-cta { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 40px; }
  .hero-stats { display: flex; gap: 36px; flex-wrap: wrap; }
  .hero-stat h3 { font-size: 36px; color: var(--indigo-primary); font-weight: 800; }
  .hero-stat p { font-size: 14px; color: var(--gray); margin: 0; }

  .hero-visual { position: relative; }
  .hero-img-main {
    width: 100%; aspect-ratio: 4/5; border-radius: 30px; overflow: hidden;
    box-shadow: 0 40px 80px -20px rgba(30, 27, 75, .35);
    position: relative; z-index: 2;
  }
  .hero-img-main img { width: 100%; height: 100%; object-fit: cover; }
  .hero-floating-card {
    position: absolute; background: rgba(255,255,255,.95); backdrop-filter: blur(20px);
    border-radius: 20px; padding: 18px 22px; box-shadow: 0 20px 40px -15px rgba(30, 27, 75, .25);
    z-index: 3; display: flex; align-items: center; gap: 12px;
    animation: floatCard 4s ease-in-out infinite;
  }
  .floating-1 { top: 40px; left: -30px; }
  .floating-2 { bottom: 60px; right: -30px; animation-delay: -2s; }
  .floating-3 { bottom: -20px; left: 30%; animation-delay: -1s; }
  @keyframes floatCard {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-12px); }
  }
  .floating-icon {
    width: 44px; height: 44px; border-radius: 12px; background: var(--gradient-1);
    display: flex; align-items: center; justify-content: center; color: #fff; font-size: 18px;
  }
  .floating-card h5 { font-size: 16px; margin-bottom: 2px; }
  .floating-card p { font-size: 12px; color: var(--gray); margin: 0; }

  /* === Section Base === */
  section { padding: 100px 0; position: relative; }
  .section-head { text-align: center; max-width: 720px; margin: 0 auto 60px; }
  .section-tag {
    display: inline-block; padding: 6px 16px; background: var(--indigo-bg);
    color: var(--indigo-primary); border-radius: 50px; font-weight: 600;
    font-size: 13px; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 16px;
  }
  .section-head h2 {
    font-size: clamp(30px, 4vw, 46px); margin-bottom: 16px; letter-spacing: -1px;
  }
  .section-head p { color: var(--gray); font-size: 17px; }

  /* === About === */
  .about { background: var(--white); }
  .about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
  .about-visual { position: relative; }
  .about-img {
    border-radius: 24px; overflow: hidden; aspect-ratio: 1/1;
    box-shadow: 0 30px 60px -20px rgba(30, 27, 75, .25);
  }
  .about-img img { width: 100%; height: 100%; object-fit: cover; }
  .about-experience {
    position: absolute; bottom: -30px; right: -20px;
    background: var(--gradient-1); color: #fff; padding: 24px 32px;
    border-radius: 20px; box-shadow: 0 20px 40px -10px var(--neon-glow);
    text-align: center;
  }
  .about-experience h3 { color: #fff; font-size: 42px; font-weight: 800; }
  .about-experience p { font-size: 13px; opacity: .9; margin: 0; }
  .about-content h2 { font-size: clamp(28px, 3.5vw, 42px); margin-bottom: 20px; }
  .about-content > p { color: var(--gray); margin-bottom: 32px; font-size: 16px; }
  .about-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
  .about-card {
    background: var(--indigo-bg); padding: 24px; border-radius: 16px;
    transition: all .4s ease; border: 1px solid transparent;
  }
  .about-card:hover {
    background: #fff; border-color: var(--indigo-soft); transform: translateY(-6px);
    box-shadow: 0 20px 40px -15px rgba(79, 70, 229, .25);
  }
  .about-card-icon {
    width: 50px; height: 50px; border-radius: 14px; background: var(--gradient-1);
    display: flex; align-items: center; justify-content: center; color: #fff;
    font-size: 20px; margin-bottom: 14px;
  }
  .about-card h4 { font-size: 18px; margin-bottom: 8px; }
  .about-card p { font-size: 14px; color: var(--gray); margin: 0; }

  /* === Milestones === */
  .milestones {
    background: var(--gradient-2); color: #fff;
    position: relative; overflow: hidden;
  }
  .milestones::before {
    content: ''; position: absolute; inset: 0;
    background: radial-gradient(circle at 20% 50%, rgba(129, 140, 248, .25), transparent 50%),
                radial-gradient(circle at 80% 50%, rgba(99, 102, 241, .25), transparent 50%);
  }
  .milestones .section-head h2 { color: #fff; }
  .milestones .section-head p { color: rgba(255,255,255,.8); }
  .milestones .section-tag { background: rgba(255,255,255,.15); color: #fff; }
  .milestones-grid {
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px;
    position: relative; z-index: 2;
  }
  .milestone-card {
    text-align: center; padding: 36px 20px; border-radius: 20px;
    background: rgba(255,255,255,.08); backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,.12); transition: all .4s ease;
  }
  .milestone-card:hover {
    transform: translateY(-8px); background: rgba(255,255,255,.15);
    border-color: rgba(255,255,255,.3);
  }
  .milestone-icon {
    width: 60px; height: 60px; border-radius: 16px; margin: 0 auto 18px;
    background: rgba(255,255,255,.15); display: flex; align-items: center;
    justify-content: center; font-size: 24px; color: #fff;
  }
  .milestone-number {
    font-family: 'Outfit', sans-serif; font-size: 44px; font-weight: 800; color: #fff;
    margin-bottom: 6px; line-height: 1;
  }
  .milestone-card p { color: rgba(255,255,255,.85); font-size: 14px; margin: 0; }

  /* === Why Choose Us === */
  .why-choose { background: var(--indigo-bg); }
  .why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .why-card {
    background: #fff; padding: 36px 28px; border-radius: 20px;
    transition: all .4s ease; position: relative; overflow: hidden;
    border: 1px solid rgba(99,102,241,.1);
  }
  .why-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
    background: var(--gradient-1); transform: scaleX(0); transform-origin: left;
    transition: transform .4s ease;
  }
  .why-card:hover::before { transform: scaleX(1); }
  .why-card:hover {
    transform: translateY(-8px); box-shadow: 0 30px 60px -20px rgba(79, 70, 229, .25);
  }
  .why-icon {
    width: 64px; height: 64px; border-radius: 18px; background: var(--indigo-bg);
    display: flex; align-items: center; justify-content: center;
    font-size: 26px; color: var(--indigo-primary); margin-bottom: 20px;
    transition: all .4s ease;
  }
  .why-card:hover .why-icon { background: var(--gradient-1); color: #fff; transform: rotate(-6deg) scale(1.1); }
  .why-card h4 { font-size: 20px; margin-bottom: 12px; }
  .why-card p { color: var(--gray); font-size: 15px; margin: 0; }

  /* === Work Process === */
  .process { background: var(--white); }
  .process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; position: relative; }
  .process-grid::before {
    content: ''; position: absolute; top: 40px; left: 12%; right: 12%; height: 2px;
    background: linear-gradient(90deg, var(--indigo-primary), var(--indigo-soft));
    opacity: .3; z-index: 0;
  }
  .process-card {
    text-align: center; position: relative; z-index: 1; padding: 20px;
  }
  .process-num {
    width: 80px; height: 80px; border-radius: 50%; margin: 0 auto 20px;
    background: #fff; border: 2px solid var(--indigo-light);
    display: flex; align-items: center; justify-content: center;
    font-family: 'Outfit', sans-serif; font-size: 28px; font-weight: 800;
    color: var(--indigo-primary); position: relative;
    transition: all .4s ease;
  }
  .process-card:hover .process-num {
    background: var(--gradient-1); color: #fff; transform: scale(1.1);
    box-shadow: 0 15px 30px -10px var(--neon-glow);
  }
  .process-card h4 { font-size: 19px; margin-bottom: 10px; }
  .process-card p { color: var(--gray); font-size: 14px; margin: 0; }

  /* === Services === */
  .services { background: var(--indigo-bg); position: relative; overflow: hidden; }
  .services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .service-card {
    background: #fff; border-radius: 24px; overflow: hidden;
    transition: all .5s cubic-bezier(.4,0,.2,1); position: relative;
    box-shadow: 0 10px 30px -15px rgba(30, 27, 75, .15);
  }
  .service-card:hover {
    transform: translateY(-10px); box-shadow: 0 30px 60px -20px rgba(79, 70, 229, .35);
  }
  .service-img { height: 220px; overflow: hidden; position: relative; }
  .service-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s ease; }
  .service-card:hover .service-img img { transform: scale(1.1); }
  .service-img::after {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(to top, rgba(30, 27, 75, .6), transparent 60%);
  }
  .service-icon-badge {
    position: absolute; bottom: -25px; right: 24px; width: 56px; height: 56px;
    border-radius: 16px; background: var(--gradient-1); color: #fff;
    display: flex; align-items: center; justify-content: center; font-size: 22px;
    box-shadow: 0 10px 25px -8px var(--neon-glow); z-index: 2;
  }
  .service-body { padding: 36px 28px 28px; }
  .service-body h4 { font-size: 21px; margin-bottom: 10px; }
  .service-body p { color: var(--gray); font-size: 14px; margin-bottom: 18px; }
  .service-link {
    color: var(--indigo-primary); font-weight: 600; text-decoration: none;
    font-size: 14px; display: inline-flex; align-items: center; gap: 6px;
    transition: gap .3s ease;
  }
  .service-link:hover { gap: 12px; }

  /* === Insurance CTA === */
  .insurance-cta {
    background: var(--white); position: relative; overflow: hidden;
  }
  .insurance-box {
    background: var(--gradient-2); border-radius: 32px; padding: 70px 60px;
    position: relative; overflow: hidden; color: #fff;
  }
  .insurance-box::before {
    content: ''; position: absolute; top: -100px; right: -100px;
    width: 400px; height: 400px; border-radius: 50%;
    background: radial-gradient(circle, rgba(129, 140, 248, .4), transparent 70%);
  }
  .insurance-box::after {
    content: ''; position: absolute; bottom: -100px; left: -100px;
    width: 350px; height: 350px; border-radius: 50%;
    background: radial-gradient(circle, rgba(99, 102, 241, .3), transparent 70%);
  }
  .insurance-grid {
    display: grid; grid-template-columns: 1.2fr 1fr; gap: 50px; align-items: center;
    position: relative; z-index: 2;
  }
  .insurance-box h2 { color: #fff; font-size: clamp(28px, 3.5vw, 42px); margin-bottom: 18px; }
  .insurance-box p { color: rgba(255,255,255,.85); font-size: 17px; margin-bottom: 28px; }
  .insurance-features { list-style: none; margin-bottom: 32px; }
  .insurance-features li {
    display: flex; align-items: center; gap: 12px; padding: 8px 0;
    color: rgba(255,255,255,.95); font-size: 15px;
  }
  .insurance-features i { color: #10B981; font-size: 18px; }
  .insurance-visual {
    position: relative; height: 380px;
  }
  .insurance-visual img {
    position: absolute; border-radius: 20px; box-shadow: 0 30px 60px -20px rgba(0,0,0,.4);
    object-fit: cover;
  }
  .insurance-visual img:nth-child(1) {
    width: 70%; height: 70%; top: 0; left: 0; z-index: 1;
  }
  .insurance-visual img:nth-child(2) {
    width: 55%; height: 55%; bottom: 0; right: 0; z-index: 2;
    border: 6px solid var(--indigo-deep);
  }

  /* === Booking Form === */
  .booking { background: var(--indigo-bg); }
  .booking-wrap {
    display: grid; grid-template-columns: 1fr 1.3fr; gap: 50px; align-items: center;
  }
  .booking-info h2 { font-size: clamp(28px, 3.5vw, 42px); margin-bottom: 18px; }
  .booking-info p { color: var(--gray); margin-bottom: 28px; font-size: 16px; }
  .booking-info-list { list-style: none; }
  .booking-info-list li {
    display: flex; align-items: center; gap: 14px; padding: 12px 0;
    border-bottom: 1px solid rgba(99,102,241,.15);
  }
  .booking-info-list i {
    width: 40px; height: 40px; border-radius: 12px; background: var(--gradient-1);
    color: #fff; display: flex; align-items: center; justify-content: center; font-size: 16px;
  }
  .booking-info-list h5 { font-size: 15px; margin: 0; }
  .booking-info-list p { font-size: 13px; color: var(--gray); margin: 0; }

  .booking-form {
    background: #fff; padding: 40px; border-radius: 24px;
    box-shadow: 0 30px 60px -25px rgba(30, 27, 75, .25);
  }
  .booking-form h3 { font-size: 24px; margin-bottom: 6px; }
  .booking-form > p { color: var(--gray); margin-bottom: 24px; font-size: 14px; }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 16px; }
  .form-group { margin-bottom: 16px; }
  .form-group label {
    display: block; font-size: 13px; font-weight: 600; color: var(--indigo-deep);
    margin-bottom: 6px;
  }
  .form-group input, .form-group select, .form-group textarea {
    width: 100%; padding: 12px 16px; border: 2px solid #E5E7EB; border-radius: 12px;
    font-family: inherit; font-size: 14px; transition: all .3s ease; background: #FAFBFC;
  }
  .form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    outline: none; border-color: var(--indigo-light); background: #fff;
    box-shadow: 0 0 0 4px rgba(99, 102, 241, .1);
  }
  .form-group textarea { resize: vertical; min-height: 100px; }

  /* === Life Insurance === */
  .life-insurance {
    background: var(--white); overflow: hidden;
  }
  .life-box {
    background: linear-gradient(135deg, #1E1B4B 0%, #4F46E5 50%, #6366F1 100%);
    border-radius: 32px; padding: 70px 60px; color: #fff;
    position: relative; overflow: hidden;
  }
  .life-box::before {
    content: ''; position: absolute; inset: 0;
    background: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="60" height="60" viewBox="0 0 60 60"><path d="M30 0 L60 30 L30 60 L0 30 Z" fill="none" stroke="rgba(255,255,255,0.05)" stroke-width="1"/></svg>');
    opacity: .6;
  }
  .life-grid {
    display: grid; grid-template-columns: 1fr 1.2fr; gap: 50px; align-items: center;
    position: relative; z-index: 2;
  }
  .life-visual { position: relative; }
  .life-visual img {
    width: 100%; border-radius: 24px; box-shadow: 0 30px 60px -20px rgba(0,0,0,.4);
  }
  .life-box h2 { color: #fff; font-size: clamp(28px, 3.5vw, 42px); margin-bottom: 18px; }
  .life-box p { color: rgba(255,255,255,.85); margin-bottom: 28px; }
  .life-plans { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 32px; }
  .life-plan {
    background: rgba(255,255,255,.1); backdrop-filter: blur(10px);
    padding: 20px; border-radius: 16px; border: 1px solid rgba(255,255,255,.15);
  }
  .life-plan i { font-size: 22px; color: #fff; margin-bottom: 10px; }
  .life-plan h5 { color: #fff; font-size: 16px; margin-bottom: 4px; }
  .life-plan p { color: rgba(255,255,255,.8); font-size: 13px; margin: 0; }

  /* === Packages === */
  .packages { background: var(--indigo-bg); }
  .packages-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .package-card {
    background: #fff; border-radius: 24px; padding: 40px 32px;
    transition: all .4s ease; position: relative; overflow: hidden;
    border: 2px solid transparent;
  }
  .package-card:hover {
    transform: translateY(-10px); box-shadow: 0 30px 60px -20px rgba(79, 70, 229, .3);
    border-color: var(--indigo-soft);
  }
  .package-card.featured {
    background: var(--gradient-2); color: #fff; transform: scale(1.05);
  }
  .package-card.featured h4, .package-card.featured .package-price { color: #fff; }
  .package-card.featured .package-feature { color: rgba(255,255,255,.9); }
  .package-badge {
    position: absolute; top: 20px; right: 20px; background: #fff;
    color: var(--indigo-primary); padding: 4px 12px; border-radius: 50px;
    font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px;
  }
  .package-icon {
    width: 60px; height: 60px; border-radius: 16px; background: var(--indigo-bg);
    display: flex; align-items: center; justify-content: center; font-size: 24px;
    color: var(--indigo-primary); margin-bottom: 20px;
  }
  .package-card.featured .package-icon { background: rgba(255,255,255,.15); color: #fff; }
  .package-card h4 { font-size: 22px; margin-bottom: 8px; }
  .package-card > p { font-size: 14px; color: var(--gray); margin-bottom: 20px; }
  .package-card.featured > p { color: rgba(255,255,255,.85); }
  .package-price {
    font-family: 'Outfit', sans-serif; font-size: 44px; font-weight: 800;
    color: var(--indigo-deep); margin-bottom: 4px;
  }
  .package-price span { font-size: 16px; font-weight: 500; color: var(--gray); }
  .package-card.featured .package-price span { color: rgba(255,255,255,.7); }
  .package-period { font-size: 13px; color: var(--gray); margin-bottom: 24px; }
  .package-card.featured .package-period { color: rgba(255,255,255,.7); }
  .package-features { list-style: none; margin-bottom: 28px; }
  .package-feature {
    padding: 8px 0; font-size: 14px; color: var(--gray);
    display: flex; align-items: center; gap: 10px;
  }
  .package-feature i { color: #10B981; font-size: 14px; }
  .package-card.featured .package-feature i { color: #34D399; }
  .package-btn { width: 100%; justify-content: center; }

  /* === Reviews === */
  .reviews { background: var(--white); }
  .reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .review-card {
    background: #fff; padding: 32px 28px; border-radius: 20px;
    border: 1px solid rgba(99,102,241,.12); transition: all .4s ease; position: relative;
  }
  .review-card:hover {
    transform: translateY(-6px); box-shadow: 0 25px 50px -20px rgba(79, 70, 229, .25);
    border-color: var(--indigo-soft);
  }
  .review-quote {
    position: absolute; top: 20px; right: 24px; font-size: 60px;
    color: var(--indigo-bg); font-family: Georgia, serif; line-height: 1;
  }
  .review-stars { color: #FBBF24; margin-bottom: 14px; font-size: 14px; }
  .review-text {
    color: var(--gray); font-size: 15px; margin-bottom: 24px; position: relative; z-index: 1;
    font-style: italic;
  }
  .review-author { display: flex; align-items: center; gap: 14px; }
  .review-avatar {
    width: 50px; height: 50px; border-radius: 50%; overflow: hidden;
    background: var(--gradient-1);
  }
  .review-avatar img { width: 100%; height: 100%; object-fit: cover; }
  .review-info h5 { font-size: 15px; margin-bottom: 2px; }
  .review-info p { font-size: 13px; color: var(--gray); margin: 0; }

  /* === FAQ === */
  .faq { background: var(--indigo-bg); }
  .faq-wrap { max-width: 820px; margin: 0 auto; }
  .faq-item {
    background: #fff; border-radius: 16px; margin-bottom: 14px;
    overflow: hidden; transition: all .3s ease;
    border: 1px solid rgba(99,102,241,.1);
  }
  .faq-item.active { box-shadow: 0 15px 30px -15px rgba(79, 70, 229, .25); }
  .faq-question {
    padding: 22px 28px; cursor: pointer; display:840px
  }
  .faq-question {
    padding: 22px 28px; cursor: pointer; display: flex; align-items: center;
    justify-content: space-between; gap: 16px;
  }
  .faq-question h5 { font-size: 16px; margin: 0; color: var(--indigo-deep); }
  .faq-icon {
    width: 32px; height: 32px; border-radius: 8px; background: var(--indigo-bg);
    display: flex; align-items: center; justify-content: center; color: var(--indigo-primary);
    transition: all .3s ease; flex-shrink: 0;
  }
  .faq-item.active .faq-icon { background: var(--gradient-1); color: #fff; transform: rotate(180deg); }
  .faq-answer {
    max-height: 0; overflow: hidden; transition: max-height .4s ease;
    padding: 0 28px;
  }
  .faq-answer p { color: var(--gray); font-size: 14px; padding-bottom: 22px; margin: 0; }

  /* === CTA Section === */
  .cta-section { padding: 80px 0; background: var(--white); }
  .cta-box {
    background: var(--gradient-1); border-radius: 32px; padding: 70px 60px;
    text-align: center; color: #fff; position: relative; overflow: hidden;
  }
  .cta-box::before {
    content: ''; position: absolute; top: -50%; left: -10%; width: 60%; height: 200%;
    background: radial-gradient(circle, rgba(255,255,255,.15), transparent 70%);
    animation: ctaRotate 20s linear infinite;
  }
  @keyframes ctaRotate { to { transform: rotate(360deg); } }
  .cta-box h2 { color: #fff; font-size: clamp(28px, 4vw, 46px); margin-bottom: 16px; position: relative; }
  .cta-box p { color: rgba(255,255,255,.9); font-size: 17px; max-width: 600px; margin: 0 auto 32px; position: relative; }
  .cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; position: relative; }

  /* === Contact === */
  .contact { background: var(--indigo-bg); }
  .contact-grid { display: grid; grid-template-columns: 1fr 1.3fr; gap: 50px; }
  .contact-info h2 { font-size: clamp(28px, 3.5vw, 42px); margin-bottom: 18px; }
  .contact-info > p { color: var(--gray); margin-bottom: 32px; }
  .contact-list { list-style: none; }
  .contact-item {
    display: flex; gap: 18px; padding: 20px; background: #fff; border-radius: 16px;
    margin-bottom: 14px; transition: all .3s ease; align-items: center;
  }
  .contact-item:hover { transform: translateX(6px); box-shadow: 0 15px 30px -15px rgba(79, 70, 229, .25); }
  .contact-icon {
    width: 50px; height: 50px; border-radius: 14px; background: var(--gradient-1);
    color: #fff; display: flex; align-items: center; justify-content: center; font-size: 18px;
    flex-shrink: 0;
  }
  .contact-item h5 { font-size: 14px; margin-bottom: 4px; color: var(--gray); font-weight: 600; }
  .contact-item p { font-size: 15px; color: var(--indigo-deep); margin: 0; font-weight: 600; }
  .contact-form {
    background: #fff; padding: 40px; border-radius: 24px;
    box-shadow: 0 30px 60px -25px rgba(30, 27, 75, .2);
  }

  /* === Subscribe === */
  .subscribe { background: var(--white); }
  .subscribe-wrap {
    background: var(--gradient-2); border-radius: 32px; padding: 60px;
    position: relative; overflow: hidden;
  }
  .subscribe-wrap::before {
    content: ''; position: absolute; top: -150px; right: -150px;
    width: 400px; height: 400px; border-radius: 50%;
    background: radial-gradient(circle, rgba(129, 140, 248, .4), transparent 70%);
  }
  .subscribe-head { text-align: center; max-width: 640px; margin: 0 auto 40px; position: relative; }
  .subscribe-head h2 { color: #fff; font-size: clamp(28px, 3.5vw, 40px); margin-bottom: 12px; }
  .subscribe-head p { color: rgba(255,255,255,.85); }
  .subscribe-form {
    background: rgba(255,255,255,.1); backdrop-filter: blur(20px);
    padding: 32px; border-radius: 20px; border: 1px solid rgba(255,255,255,.15);
    max-width: 760px; margin: 0 auto; position: relative;
  }
  .subscribe-form .form-group label { color: rgba(255,255,255,.9); }
  .subscribe-form .form-group input {
    background: rgba(255,255,255,.95); border-color: transparent;
  }
  .subscribe-form .checkbox-group {
    display: flex; align-items: flex-start; gap: 12px; margin: 20px 0;
  }
  .subscribe-form .checkbox-group input { width: 18px; height: 18px; margin-top: 3px; flex-shrink: 0; }
  .subscribe-form .checkbox-group label {
    font-size: 13px; color: rgba(255,255,255,.85); margin: 0; line-height: 1.5;
  }
  .subscribe-success {
    display: none; background: rgba(16, 185, 129, .15); border: 1px solid rgba(16, 185, 129, .4);
    color: #fff; padding: 16px 20px; border-radius: 12px; margin-top: 16px;
    display: flex; align-items: center; gap: 10px;
  }
  .subscribe-success.show { display: flex; }
  .subscribe-success i { color: #34D399; font-size: 20px; }

  /* === Privacy / Terms === */
  .policy-section { background: var(--white); padding: 80px 0; }
  .policy-wrap { max-width: 900px; margin: 0 auto; }
  .policy-wrap h2 { font-size: 32px; margin: 32px 0 16px; }
  .policy-wrap h2:first-child { margin-top: 0; }
  .policy-wrap h3 { font-size: 22px; margin: 24px 0 12px; }
  .policy-wrap p, .policy-wrap li { color: var(--gray); font-size: 15px; line-height: 1.8; margin-bottom: 12px; }
  .policy-wrap ul { padding-left: 24px; }

  /* === Footer === */
  .footer {
    background: var(--indigo-deep); color: rgba(255,255,255,.7); padding: 80px 0 0;
  }
  .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.5fr; gap: 40px; margin-bottom: 60px; }
  .footer-col h4 { color: #fff; font-size: 18px; margin-bottom: 24px; }
  .footer-about .logo-text { color: #fff; }
  .footer-about .logo-sub { color: rgba(255,255,255,.6); }
  .footer-about p { font-size: 14px; line-height: 1.7; margin: 20px 0; }
  .footer-social { display: flex; gap: 12px; }
  .footer-social a {
    width: 38px; height: 38px; border-radius: 10px; background: rgba(255,255,255,.08);
    color: #fff; display: flex; align-items: center; justify-content: center;
    text-decoration: none; transition: all .3s ease;
  }
  .footer-social a:hover { background: var(--gradient-1); transform: translateY(-3px); }
  .footer-links { list-style: none; }
  .footer-links li { margin-bottom: 12px; }
  .footer-links a {
    color: rgba(255,255,255,.7); text-decoration: none; font-size: 14px;
    transition: all .3s ease; display: inline-flex; align-items: center; gap: 8px;
  }
  .footer-links a:hover { color: #fff; transform: translateX(5px); }
  .footer-links a i { font-size: 12px; color: var(--indigo-soft); }
  .footer-subscribe p { font-size: 14px; margin-bottom: 16px; }
  .footer-subscribe-box {
    background: rgba(255,255,255,.08); padding: 20px; border-radius: 16px;
    border: 1px solid rgba(255,255,255,.1);
  }
  .footer-subscribe-box h5 { color: #fff; font-size: 16px; margin-bottom: 8px; }
  .footer-subscribe-box p { font-size: 13px; margin-bottom: 14px; }
  .footer-bottom {
    border-top: 1px solid rgba(255,255,255,.1); padding: 24px 0;
    display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 14px;
  }
  .footer-bottom p { font-size: 14px; margin: 0; }
  .footer-bottom-links { display: flex; gap: 24px; }
  .footer-bottom-links a { color: rgba(255,255,255,.7); text-decoration: none; font-size: 14px; transition: color .3s ease; }
  .footer-bottom-links a:hover { color: #fff; }

  /* === Animations === */
  .reveal { opacity: 0; transform: translateY(40px); transition: all .8s cubic-bezier(.4,0,.2,1); }
  .reveal.active { opacity: 1; transform: translateY(0); }
  .reveal-delay-1 { transition-delay: .1s; }
  .reveal-delay-2 { transition-delay: .2s; }
  .reveal-delay-3 { transition-delay: .3s; }

  /* === Back to Top === */
  .back-top {
    position: fixed; bottom: 30px; right: 30px; width: 50px; height: 50px;
    border-radius: 50%; background: var(--gradient-1); color: #fff; border: none;
    cursor: pointer; font-size: 18px; z-index: 999; opacity: 0; visibility: hidden;
    transform: translateY(20px); transition: all .4s ease;
    box-shadow: 0 10px 25px -8px var(--neon-glow);
  }
  .back-top.show { opacity: 1; visibility: visible; transform: translateY(0); }
  .back-top:hover { transform: translateY(-4px); }

  /* === Toast === */
  .toast {
    position: fixed; top: 100px; right: 30px; background: #fff; padding: 16px 24px;
    border-radius: 12px; box-shadow: 0 20px 40px -15px rgba(0,0,0,.3);
    border-left: 4px solid #10B981; z-index: 9999; transform: translateX(120%);
    transition: transform .4s ease; display: flex; align-items: center; gap: 12px;
    max-width: 360px;
  }
  .toast.show { transform: translateX(0); }
  .toast i { color: #10B981; font-size: 22px; }
  .toast h5 { font-size: 15px; margin: 0; }
  .toast p { font-size: 13px; color: var(--gray); margin: 0; }

  /* === Responsive === */
  @media (max-width: 1024px) {
    .hero-grid, .about-grid, .booking-wrap, .contact-grid, .insurance-grid, .life-grid { grid-template-columns: 1fr; }
    .milestones-grid, .process-grid { grid-template-columns: repeat(2, 1fr); }
    .why-grid, .services-grid, .packages-grid, .reviews-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .process-grid::before { display: none; }
    .package-card.featured { transform: none; }
  }
  @media (max-width: 768px) {
    .nav-menu { 
      position: fixed; top: 70px; left: 0; right: 0; background: #fff; flex-direction: column;
      padding: 20px; gap: 4px; box-shadow: 0 20px 40px -15px rgba(0,0,0,.2);
      transform: translateY(-150%); transition: transform .4s ease; align-items: stretch;
    }
    .nav-menu.active { transform: translateY(0); }
    .nav-menu a { padding: 12px 16px; }
    .hamburger { display: block; }
    .nav-phone { display: none; }
    .hero { padding: 120px 0 60px; }
    section { padding: 70px 0; }
    .why-grid, .services-grid, .packages-grid, .reviews-grid, .milestones-grid, .process-grid { grid-template-columns: 1fr; }
    .about-cards { grid-template-columns: 1fr; }
    .form-row { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .insurance-box, .life-box, .cta-box, .subscribe-wrap { padding: 40px 24px; }
    .booking-form, .contact-form { padding: 28px 20px; }
    .life-plans { grid-template-columns: 1fr; }
    .hero-stats { gap: 20px; }
    .hero-stat h3 { font-size: 28px; }
    .floating-1, .floating-2, .floating-3 { display: none; }
    .footer-bottom { flex-direction: column; text-align: center; }
  }

/* === Multi-page additions === */
.page-hero {
  padding: 170px 0 90px;
  background: var(--indigo-bg);
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute; inset: 0;
  background: var(--gradient-hero);
  pointer-events: none;
}
.page-hero .container { position: relative; z-index: 2; }
.page-hero h1 {
  font-size: clamp(38px, 5vw, 60px);
  margin-bottom: 18px;
}
.page-hero p {
  max-width: 760px;
  color: var(--gray);
  font-size: 17px;
}
.inner-content { padding: 90px 0; background: var(--white); }
.inner-content.alt { background: var(--indigo-bg); }
.content-wrap { max-width: 1000px; margin: 0 auto; }
.content-wrap h2 { font-size: clamp(28px, 4vw, 44px); margin: 0 0 18px; }
.content-wrap h3 { font-size: 22px; margin: 28px 0 12px; }
.content-wrap p, .content-wrap li {
  color: var(--gray); font-size: 15px; line-height: 1.85;
}
.content-wrap ul { padding-left: 24px; margin-bottom: 20px; }
.service-detail {
  display: grid; grid-template-columns: 1fr 1.1fr; gap: 50px; align-items: center;
}
.service-detail img {
  width: 100%; aspect-ratio: 4/3; object-fit: cover;
  border-radius: 24px; box-shadow: 0 30px 60px -20px rgba(30,27,75,.25);
}
.service-detail-copy .section-tag { margin-bottom: 18px; }
.service-detail-copy .btn { margin-top: 18px; }
@media (max-width: 768px) {
  .page-hero { padding: 130px 0 70px; }
  .inner-content { padding: 70px 0; }
  .service-detail { grid-template-columns: 1fr; gap: 30px; }
}